VISI.NEWS | BANDUNG – Cryptocurrency is gaining broader acceptance as a payment method — not only as a speculative investment, but increasingly as a practical tool for everyday needs and high-value transactions. A recent survey conducted by Bitget Wallet, involving 4,599 crypto wallet users, reveals a significant shift toward the real-world utility of digital assets.

Generational Trends in Crypto Usage

Different generations are embracing cryptocurrency for different types of spending:

Gen Z leads in daily transactions, with 39% using crypto for gaming and 36% for everyday purchases and travel bookings.

Gen X dominates high-value spending, with 40% of respondents using digital assets for travel, digital products, and even real estate.

Millennials show the broadest usage, employing crypto for travel, subscriptions, and digital goods — reflecting their comfort with digital financial tools.

Merchants Adopting Crypto for Smoother Transactions

Jamie Elkaleh, Chief Marketing Officer at Bitget Wallet, notes a growing number of global merchants are integrating cryptocurrency into their payment systems.

“QR codes for small merchants and card integrations for larger retailers help crypto payments seamlessly align with familiar consumer shopping habits, while allowing merchants to bypass the complexities of exchanges,” he told Cointelegraph.

Regional Factors Driving Crypto Adoption

The report also highlights how local infrastructure and regional needs influence crypto usage:

Southeast Asia leads in crypto usage for gaming and gifting, with 41% of users expressing interest in these categories.

East Asia records the highest global rate of crypto usage for daily purchases and digital goods, also at 41%.

Africa stands out for educational payments and cross-border transactions, with 38% of users relying on crypto in underbanked environments.

Latin America shows strong crypto usage for digital products (38%) and online shopping (35%).

The Middle East exhibits high interest in using crypto for luxury and lifestyle purchases, with 31% of respondents interested in high-end goods and 29% in vehicles.

The report was released just a week after Emirates the largest airline in the Middle East signed a memorandum of understanding (MoU) related to crypto integration.

Not financial advice, do you own research.

@gvr