VISI.NEWS | BANDUNG – President Donald Trump has signed an executive order that officially opens up the $12.5 trillion U.S. 401(k) pension market to investments in cryptocurrencies, including Bitcoin, Ethereum, and major altcoins.

The move has sparked both support and backlash from economic experts and financial regulators.

Proponents view the decision as a bold step toward financial freedom and a modernization of the U.S. retirement system, which many argue has remained outdated for decades. However, critics warn that exposing retirement funds to highly volatile digital assets could pose serious long-term risks to financial stability.

“We want to give Americans the freedom to shape their own financial futures, including through digital assets,” Trump stated during the signing of the executive order.

The order authorizes pension fund managers to begin allocating a portion of their portfolios to cryptocurrency instruments. However, specific limits on allocation and regulatory guidelines are still pending further instruction from the U.S. Treasury Department and the SEC.

This development is expected to accelerate institutional adoption of crypto in the United States but it also opens the door to potential market manipulation and the formation of speculative asset bubbles.

Not financial advice do your own research

@gvr